Typically, you’ll need to provide a government-issued ID (like a driver’s license or passport), proof of address (such as a utility bill or lease agreement), and possibly your Social Security number or taxpayer ID. Some banks may also require an initial deposit.

**Answer:** To set up online banking, visit your bank’s website or mobile app and look for the “Sign Up” or “Register” option. You’ll need to enter your account details and follow the instructions to create a username and password. Some banks might require additional verification steps for security.

A debit card is linked directly to your checking account and allows you to spend only the money you have. A credit card provides a line of credit that you can borrow against up to a certain limit. With a credit card, you can carry a balance and incur interest if you don’t pay the […]

Contact your bank immediately by calling their customer service number. Most banks offer 24/7 support for lost or stolen cards. You should also report the issue through your bank’s online banking platform or mobile app if available.

A bank statement is a summary of your account activity over a specific period, usually a month. It includes transactions, deposits, withdrawals, and account balances. You can usually access statements through online banking or request them from your bank’s customer service.

Overdraft protection is a service that allows you to withdraw more money than you have in your account, up to a certain limit, to avoid bounced checks or declined transactions. It often comes with fees or interest charges. You can opt-in or out of overdraft protection through your bank.

To close your bank account, visit your bank branch or contact customer service. You may need to withdraw or transfer the remaining balance and ensure all outstanding transactions are cleared. Some banks may require you to fill out a closure form.

Use the “Forgot Password” or “Reset Password” link on your bank’s online banking login page. Follow the instructions to verify your identity and create a new password. If you encounter issues, contact your bank’s customer support for assistance.